We welcome you to NatWest and thank you for choosing us. To help us decide whether we can provide you with the services you have asked for, please answer all the questions on this application.
Your Information
For details of how we will use your information and how to give your consent, please look for the padlock symbol below and in the standard mortgage conditions which will be sent to you with your mortgage offer if this application proceeds.
Credit reference agencies
We may obtain information about you from credit reference agencies and Group records to check your credit status and identity. The agencies will record our enquiries which may be seen by other companies who make their own credit enquiries. We may use credit scoring.
Your information may be linked to, and your application assessed using credit reference agency records relating to anyone with whom you have a joint account or similar financial association.
Fraud prevention agencies
- If false or inaccurate information is provided and fraud is identified or suspected, details may be passed to fraud prevention agencies.
We may also obtain information about you from fraud prevention agencies.
For details of how the information held by fraud prevention agencies may be used, please refer to the terms and conditions for the account under the heading "Fraud prevention agencies".
Your Information
Your account is with National Westminster Home Loans Limited
We are a member of the Royal Bank of Scotland Group (the Group). For information about our Group of companies please visit www.rbs.com and click on 'About Us', or for similar enquiries please telephone 0131 556 8555 or Minicom 0845 900 5960
Your information includes information about your transactions.
We may use and share your information with other members of the Group to help us and them:
- assess financial and insurance risks;
- recover debt;
- prevent and detect crime;
- understand our customers' requirements;
- develop and test products and services
We do not disclose your information to anyone outside the Group except:
- where we have your permission; or
- where we are required or permitted to do so by law; or
- to other companies who provide a service to us or you
- where we may transfer rights and obligations under this agreement
We may transfer your information to other countries. If we do this we will ensure that anyone to whom we pass it provides an adequate level of protection
From time to time we may change the way we use your information. Where we believe you may not reasonably expect such a change we shall write to you. If you do not object to the change within 60 days, you consent to that change.
If you would like a copy of the information we hold about you, please write to: Customer Administration, PO Box 156, Priory House, Birmingham B4 6AL. A fee may be payable.
