e-Savings
An internet-based savings account
Manage your money when it suits you with e-Savings, our online-only savings account. Plus a rewarding rate of 4.30% AER, no matter how much you save.
Why choose an e-Savings account?
Flat rate – the interest rate stays the same, no matter how much you save
No penalties – we don't charge you for withdrawing your money
Start saving with £1 - and there's no minimum balance
Monthly interest – paid directly into your account
Fast transfers – it's quick and easy to move money between e-Savings and your other NatWest accounts
Get the savings habit – we can set up a regular transfer from another NatWest account
This page provides the current interest rates that apply to this account. We have a separate page for previous savings interest rates.
Full copies of the fees and rates, and terms and conditions that apply to our personal accounts can be downloaded for our terms and conditions page.
Common definitions
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates what the gross credit interest rate would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.
Gross Rate. This means the interest rate you are paid before the deduction of income tax.
Net Rate. This means the interest rate you are paid after the deduction of income tax.
Current savings rates
| Balance | AER | Gross Rate | Net Rate |
|---|---|---|---|
| £0+ | 4.30% | 4.22% | 3.38% |
Interest paid monthly.
Note: Internet based account only
Last updated on: 1 May 2008.
Important information
You can download terms and conditions for NatWest current accounts and savings accounts and information on fees and charges as PDFs.
We sometimes allow savings accounts to be operated in a way which enables the customer to give instructions for a withdrawal or other payment which cannot be met from the funds in the account. If this happens, we may apply charges to the account. Please read our leaflet Personal and Private Banking - A Guide to Fees and Interest which contains details of these charges.
NatWest Personal and Private Banking - Terms and Conditions (PDF File 302KB)
NatWest Personal and Private Banking - A Guide to Fees and Interest (PDF File 147KB)
NatWest Our Commitment to You (PDF File 235KB)
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