Offset Flexible Mortgage

Flexible borrowing and added benefits

Your home may be repossessed if you
do not keep up repayments on your mortgage


A flexible mortgage that allows you to overpay, underpay, take payment holidays* and offset eligible current and savings account balances to help you repay your mortgage early. Business accounts can also be used in certain circumstances. Please note: interest will continue to accrue during any period of underpayment.

Offset calculator

See how much you could save with an offset mortgage.



Offset Flexible mortgage

Benefits, rate and a typical example.

Offset demonstration

See how offset banking works.


Common questions

Answers to frequently asked
questions.



* Taking a payment holiday may affect the level of your later payments.

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0800 917 0789


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