Graduate loans

Simplify your finances and enjoy preferential rates if you're a NatWest Graduate Account holder. Apply online now.

You can use a Graduate loan for almost any purpose, plus you:

  • have a fixed rate so you know what your repayments are each month
  • could have up to a 4 or 12 month repayment holiday at the start of the loan 1
  • can have up to five years to repay a loan up to £9,950 or up to seven years to repay loans of £10,000 to £15,000  2
  • don't have to pay any arrangement or administration fees

View a summary of our Graduate loan rates and charges.

Please read this important legal information

Graduate loan rate



Typical APRFees
Graduate loan 8.4%No

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112-month holiday can be applied for if you're travelling for a year before taking up confirmed full-time employment. If a repayment holiday is agreed, interest will continue to accrue during this period.
2 Maximum five-year repayment period for refinancing loans.

Apply now

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Download an application form

You can apply at any time and it should take no longer than 15 minutes to complete.


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Call us

Call us on
0800 761 033

Minicom
0800 917 0526


Monday to Friday 8am-8pm
Saturday 9am-6pm
(excluding public holidays)
Calls may be recorded


Speak to your local Graduate Manager