Graduate Overdraft Repayment Plan

The best cure for an overdraft: an interest-free loan of up to £2,000.

Enjoy easy-to-budget, interest-free fixed monthly repayments, plus you:

  • can borrow up to £2,000 if you're a first-year graduate
  • can borrow up to £1,000 if you're a second-year graduate
  • can borrow up to £500 if you're a third-year graduate
  • don't have to pay any fees if you repay early
  • have up to three years to pay your loan back, from date of graduation*

View a summary of our Graduate Overdraft Repayment Plan rates and charges.

Please read this important legal information

Graduate overdraft repayment plan



Typical APRFees
Graduate overdraft repayment plan 0.0%No

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*You need a Natwest Graduate Account to take advantage of this loan

Ways to apply

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Call us

Call us on
0800 761 033

Minicom
0800 917 0526


Monday to Friday 8am-8pm
Saturday 9am-6pm
(excluding public holidays)
Calls may be recorded


Speak to your local Graduate Manager