How do I apply for an overdraft?
If you need some extra money and you're over 18 with a NatWest Current, Current Plus, Advantage Gold or Advantage Private account, a Credit Zone Overdraft could give you the fee-free flexibility you need. Once you've agreed your facility with us, you can use it at any time - without having to contact your branch.
There are other overdraft facilities specially designed for students and graduates.
It's easy to apply
- Online - If you are a NatWest online banking customer, you can apply from within online banking. Simply go to the 'Apply OnLine' section and select the 'Request an overdraft' option. Then, follow the on-screen instructions. We complete many of the fields for you, so all you need to do is specify the amount of overdraft that you wish to apply for. We will then confirm our decision and, if your request has been successful, we will apply the new overdraft limit within 48 hours.
- By Telephone - Call us on 0800 243 406 to speak to an advisor. Call times are Monday to Friday 8am-8pm, Saturday 9am-6pm (excluding public holidays).
- By Post - Simply complete our application form, print it out and send to us.
- In Person - Visit your nearest branch to speak with an advisor and complete an Overdrafts application form.
Ways to apply
Call us on
0800 243 406
Monday to Friday 8am-8pm,
Saturday 9am-6pm
(excluding public holidays).