Gold Credit Card

Get great value - typical 15.9% APR (variable)

Your money

• 0% on balance transfers for 13 months from account opening. Balance transfers must be made within the first three months of account opening and are subject to a transfer free of 2.9% (minimum £5) ¹
• 0% interest on purchases for 6 months from opening your Gold credit card account.
• Enjoy an interest free period on purchases - up to 56 days - if you pay your current and previous month's balance in full and on time. Please see Summary Box for details.
• Make fee-free transfers from your card by phone to any UK bank account (minimum £250)
• Make cash withdrawals of up to £500 per day subject to a 3% handling fee with a minimum £3.00. Subject to sufficient funds.
• If you're an Advantage Gold member you can enjoy a 1% APR discount off our standard rate. For full details please contact your local branch.

¹ The balance transfer fee will attract interest at the rate applied to purchases from the date charged until paid off. You can transfer up to 95% of your available credit limit. Transfers from other Royal Bank of Scotland Group card accounts are not permitted. Please note that if you take advantage of the 0% balance transfer offer and 0% purchase offer, your monthly payments will be used to pay off your balance transfer first.

Your account

• Make payments to your Gold Credit Card through NatWest Online Banking 24 hours a day, 7 days a week
• Make payments in branch, by phone, online or by Direct Debit. Pay off as much as you like, as long as you make the minimum payment
• Add an additional cardholder for free and they can share the benefits of your Gold card

Your security

• Our identity theft helpline, internet fraud protection and fraud warning alerts are offered at no extra cost
• Our Emergency Medical and Legal Referral service is there to help should you find yourself in difficulty abroad

Other offers

• The NatWest Wine Club gives you access to over 1,000 different wines and you can enjoy some remarkable savings ²
• Great savings and expert travel advice on 1000's of holidays with the NatWest travel club

² Call 0870 162 0331 for information on the latest offers.

Rates and charges summary box