Classic Credit Card

If you're over 18 and earning at least £10,000 a year, the NatWest Classic Credit Card is the simple way to take control of your finances.

You could benefit from 0% interest on any balance transfers for a whole 13 months and also pay 0% interest on all your purchases for six months.

It only takes a few minutes to complete our online application, so apply now for an instant decision.

Get great value - typical 15.9% APR (variable)

Your money

0% on balance transfers for 13 months from account opening. Balance transfers must be made within the first three months of account opening and are subject to a transfer free of 2.9% (minimum £5) ¹
0% interest on purchases for 6 months from account opening
Enjoy an interest free period on purchases made with your Classic Credit Card - up to 56 days - if you pay your current and previous month's balance in full and on time. Please see Summary Box for details.
Make fee-free transfers by phone to any UK bank account (minimum £250)
Make cash withdrawals using your card of up to £300 per day subject to a 3% handling fee with a minimum £3.00. Subject to sufficient funds.
If you're an Advantage Gold member you can enjoy a 1% APR discount off our standard credit card interest rate, please visit your local branch for full details

¹ The balance transfer fee will attract interest at the rate applied to purchases from the date charged until paid off. You can transfer up to 95% of your available credit limit. Transfers from other Royal Bank of Scotland Group card accounts are not permitted. Please note that if you take advantage of the 0% balance transfer offer and 0% purchase offer, your monthly payments will be used to pay off your balance transfer first.

Your account

Online access, 24 hours a day, 7 days a week through NatWest Online Banking
Make your Classic Credit Card payments by Direct Debit, online, by phone or in branch. Pay off as much as you like as long as you make the minimum payment
Share the benefits of your credit card with a spouse, partner or close friend by adding an additional cardholder for free

Your security

Protect yourself with our identity theft helpline, internet fraud protection and fraud warning alerts at no extra cost

Other Offers

Enjoy special offers, and the occasional free gift, from the NatWest Wine Club ²
Take advantage of savings on holidays to destinations all around the world with the NatWest Travel Service

² Call 0870 162 0331 for information on the latest offers.

Rates and charges summary

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