Student Overdraft

If you're on a tight budget or in need of some extra cash to tide you over and you have a NatWest Student Account, a Student Overdraft can give you the fee-free flexibility you need. Once you've arranged your facility with us, you can use your overdraft at any time - without having to contact your branch.It's easy to apply - just visit your nearest branch or give us a call.

Good because you can borrow up to £2,000*, plus you:

  • aren't charged interest on any borrowing within your agreed limit
  • don't have to pay any charges when you stay within your limit
  • can increase or decrease your limit whenever you want
  • don't have to pay arrangement fees
  • can use your facilities for up to five years

Please read this important legal information


* We'll agree to an overdraft, depending on your circumstances and year of study.

Ways to apply



Call us

Call us on
0845 600 2803

Minicom
0845 900 5961


Monday to Friday 8am-8pm
Saturday 9am-4pm
(ex public holidays)
Calls may be recorded


Need a NatWest account?


View all contact options


Also consider

Higher education: low-interest loans

If you exceed your arranged overdraft facility or go overdrawn, you will be charged £38 for each unpaid item (Standing Order, Direct Debit or Cheque).  You may also pay £30 for any default notice we may need to send to tell you that you've breached our agreement.


Call us

You can call us on 0845 600 2803. Minicom 0845 900 5961.

Monday to Friday 8am-8pm, Saturday 9am-4pm (ex public holidays). Calls may be recorded.