Remortgage

The chances are you're remortgaging because you're coming to the end of your current mortgage deal and looking for another one. Well, we've some great deals to offer you. Browse the mortgages table below for more information.

Save money today, plus you:

  • can choose a deal with no legal or valuation fees
  • can choose a fixed or discounted variable mortgage
  • can choose to pay off capital and interest, interest only, or a combination of both
  • can review your protection arrangements at the same time

Early repayment charge and arrangement fees apply.

Please read this important legal information

Remortgaging guide

About remortgaging


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Fee Free Mortgage. No fees and flexibility all under one roof. Overall cost for comparison is 7.2% APR. Find out more.
Fixed  | Discounted Variable  | Private & Advantage  | Flexible Mortgages  |
Initial
rate		 Until Rate
thereafter		 Overall cost for
comparison		 Minimum
deposit		 Early repayment
charge

2-year remortgage fixed rate (up to 75% LTV)

 Updated 01/08/2008
6.29% 30/09/2010 7.19% variable 7.3% APR 25% 3% until 30/09/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix9)

2 year remortgage fixed rate (up to 75% LTV)

 Updated 01/08/2008
6.54% 30/09/2010 7.19% variable 7.3% APR 25% 3% until 30/09/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £399
  • Minimum loan £25,000
  • Maximum loan £100,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix15)

2-year remortgage fixed rate (up to 90% LTV)

 Updated 01/08/2008
6.64% 30/09/2010 7.19% variable 7.4% APR 10% 3% until 30/09/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix11)

2-year remortgage fixed rate (up to 95% LTV)

 Updated 01/08/2008
6.99% 30/09/2010 7.19% variable 7.5% APR 5% 3% until 30/09/2010
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can add the product fee to your mortgage, this means interest is charged on fees at the mortgage interest rate for the term of the mortgage
  • Product fee £899
  • Minimum loan £25,000
  • Only available for capital repayment mortgages
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix43)

5-year remortgage fixed rate (up to 75% LTV)

 Updated 01/08/2008
6.34% 30/09/2013 7.19% variable 7.1% APR 25% 5% until 30/09/2009
4% until 30/09/2010
3% until 30/09/2011
2% until 30/09/2012
1% until 30/09/2013
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix14)

5-year remortgage fixed rate (up to 90% LTV)

 Updated 01/08/2008
6.69% 30/09/2013 7.19% variable 7.3% APR 10% 5% until 30/09/2009
4% until 30/09/2010
3% until 30/09/2011
2% until 30/09/2012
1% until 30/09/2013
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix13)

5-year remortgage fixed rate (up to 95% LTV)

 Updated 01/08/2008
6.99% 30/09/2013 7.19% variable 7.4% APR 5% 5% until 30/09/2009
4% until 30/09/2010
3% until 30/09/2011
2% until 30/09/2012
1% until 30/09/2013
  • We will pay our legal fees for standard remortgaging only, provided our nominated solicitor is used
  • No valuation fee
  • You can overpay up to 10% of your outstanding mortgage balance each year without extra charge
  • Product fee £899
  • Minimum loan £25,000
  • Only available for capital repayment mortgages
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
(Ref: fix34)