Important legal information
Important information
Credit facilities: Over 18s only.
Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.
Advantage Gold account
Credit Cards
Balance transfers are subject to a 2.9% fee (min 5) during the first 3 months from account opening. Different balance transfer fees apply to telephone and online applications. Existing NatWest credit card customers are not eligible for this offer. Transfers from other Royal Bank of Scotland Group cards are not permitted. Balance transfers are limited to 95% of your credit limit. Up to 56 days' interest free credit applies for purchases if current and previous month's balances are paid in full and on time.
Home Insurance
Monthly payments will be spread over 12 months.
Loans
Rates depend on circumstances and loan amount. Money in your account today applies to existing NatWest customers who apply between 6.30am and 5.55pm Monday - Thursday (excluding public holidays) and meet all our credit requirements based on their individual circumstances and have their loan application accepted, are eligible and choose to complete their loan documentation online. The loan funds will be available the next working day from 9.00am. In some cases, we may need to refer a decision, in which case the decision in principle or the provision of funds may take longer.
Mortgages
Terms and conditions apply
Student account
Travel Money
£5 home delivery charge applies to orders under £500. Pre-packed currency is subject to availability. Commission charges apply for sterling travellers cheques and restrictions apply for home delivery and branch collections, speak to us for more details. For full terms and conditions of the Carbon Offset offer visit natwest.com/carbon.
Registered Office: 135 Bishopsgate, London EC2M 3UR.
Registered Number: 929027, England.
September 2008