Our capabilities

Our commercial banking business is part of Corporate Banking and Corporate & Institutional (CBFM), a division of The Royal Bank of Scotland Group.

Corporate Banking and Corporate & Institutional, a division of The Royal Bank of Scotland Group,

• Employs approximately 18,000 staff
• Benefits from Aa1, AA and AA- credit ratings **
• Operates in 15 countries
• Has a presence in 140 countries through our established banking network

We have relationships with approximately:

• 75,000 customers across the corporate spectrum
• 92 of the FTSE 100 companies
• 176 of the FTSE 250 businesses (more of which have primary banking relationships with us than any other bank)
• 50 central banks around the world
• 3000 partner and correspondent banks
• 60% of the DJ Euro Stoxx 50 in Europe
• 40% of the Fortune 100 in the US

We are UK market leaders in:

• Corporate banking (1)
• Payments (1)
• Asset finance (through Lombard) (2)
• Private placements (3)
• Sterling Derivatives Dealing (4)
• Arranging mezzanine finance for management buyouts (5)
• Invoice finance (6)

We are European market leaders in:

• Syndicated loans by number of deals (5)
• Leveraged finance (5)
• Mezzanine finance (5)
• Project finance (5)

We are a major force in:

• Global foreign exchange (7)
• European private equity (8)
• Global fixed income (9)
• Global money markets (10)
• Global private placements (11)

** Long term ratings for The Royal Bank of Scotland plc. Source: Moody's, Standard & Poor's, Fitch as at 16 September 2003.

(1) Source: RBS Annual Review and Summary Financial Statement 2002
(2) Source: Lombard Strategy Unit
(3) Source: RBS Corporate & Institutional
(4) Source: Risk Magazine
(5) Source: Dealogic
(6) Source: RBS Annual Review and Summary Financial Statement 2002
(7) Source: FX Week Best Bank Awards 2002
(8) Source: Royal Bank of Scotland
(9) Source: Euroweek, International Financing Review (IFR)
(10) Source: Corporate & Institutional
(11) Source: Securities Data